You can do this with a self-build structural warranty from ABC+ Warranty. Continue reading to find out how it can help back your dream construction project.

What is a self-build structural warranty?

A self-build structural warranty offers builders long-term financial protection against the cost of repairing structural failures.

This type of insurance policy can also encourage lenders to fund your project as the warranty can show their investment isn’t too much of a risk.

A self-build structural warranty provides the peace of mind to push ahead with your construction project even with potential hiccups with planning permissions, building control and more.

What does a self-build structural warranty cover?

A self-build structural warranty covers your property for a fixed term of 10-12 years after completion. It can also protect you if any contractors you use become insolvent before the construction work finishes.

With this warranty, the builders will be held responsible for any structural problems that become apparent in the first two years and will be legally obligated to rectify them at their own expense.

After that period, the builders don’t have to perform the repairs, but the self-build structural warranty can pay for the work if you make a successful claim before the end of the insurance term.

How is a self-build structural warranty different?

If you’re building your property then the processes and protections are different to if you were purchasing the property, just as you cannot get a standard mortgage for a self-build. A standard structural warranty will not cover the property effectively.

A self-build structural warranty will give you a two-year defects insurance period and a consecutive eight-year structural insurance period. However, it will require a different level of inspection, particularly in cases where you have personally done some of the building work yourself.

Whilst self-builders usually have more direct input into the design process and any building customisations, they’re likely to hire contractors to complete different aspects, such as the design or the construction work. When relying on a third party to build your property, quality control is of the utmost importance. 

With a self-build warranty, you will have an on-hand surveyor who can use their expertise to complete routine inspections regularly to ensure everything is as it is supposed to be. Their inspections will help to make sure the build is being completed safely, lowering any risks of structural errors and keeping your mind at ease. 

Choose ABC+ Warranty for your self-build warranty

At ABC+ Warranty, you’re not required to pay any membership fees or holding bonds and certificates are issued within hours, not weeks.

If you’re in charge of your own construction project, a self-build structural warranty is essential to protecting your finances should structural defects occur within the property.